Terms and Conditions


They affect your legal rights and alert you to limitations of liability and other important matters. You agree, that by i) using this site, ii) purchasing any products or services from American Best Credit (iii) utilizing any of the products or services from American Best Credit through this site, you are deemed to have agreed to these Terms and Conditions.

We also reserve the right to modify them at any time.

For that reason, you should check these Terms and Conditions periodically for changes. 

By using this site after we post any changes to these Terms and Conditions, you also agree to accept those changes, whether or not you have reviewed them. Here’s why that’s fair – the changes are always posted here. With regard to information, products and services purchased, provided, or utilized from American Best Credit, the version of these Terms and Conditions that were posted at the time of purchase or utilization apply. If at any time you choose not to accept these Terms and Conditions of use, do not use this site.
I.General Terms and Conditions 

II. User Public Participation Policy Terms and Conditions 

III. Special Product and Service Purchases Terms and Conditions 

IV. Product and Service Purchase Agreement / Refund Policy


a) Scope of Terms and Conditions

These Terms and Conditions apply to your use of all of the websites located at www.americanbestcredit.com as well as to products and services purchased or utilized from the Site. Unless stated otherwise, all references to the Site in these Terms and Conditions include this Site. These Terms and Conditions do not apply to your use of unaffiliated sites to which the Site only links. However, there may be terms and conditions, disclaimers, and related material applicable to those sites that you should read and review for your protection.

b) Restrictions on Use

The contents of this site are protected by copyright and trademark laws, and are the property of their owners. Unless we say otherwise, you may access the materials located within the Site only for your personal use. This means you may download one copy of posted materials on a single computer for personal, noncommercial home use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright notice. When you download copyrighted material you do not obtain any ownership rights in that material.
You may not modify, copy, publish, display, transmit, adapt or in any way exploit the content of the Site. Only if you obtain prior written consent from us and from all other entities with an interest in the relevant intellectual property may you publish, display or commercially exploit any material from the Site.

You must abide by all additional copyright notices or other restrictions contained in any of the Site.

You agree not to do any of the following while using the Site:

1. harass, stalk or otherwise abuse another user;
2. transmit or otherwise make available any content that is false, harmful, threatening, abusive, tortious, defamatory, libelous, disparaging (including disparaging of the Site), vulgar, obscene, pornographic or that promotes violence, racial hatred, terrorism or illegal acts, or is otherwise objectionable (as determined by us in our sole discretion);
3. transmit or otherwise make available any content that is unlawful or infringes, violates or misappropriates any patent, trademark, trade identity right, trade secret, publicity right, privacy right, copyright or any other intellectual property or any other rights of any third party;
4. upload or transmit viruses, Trojan horses or other harmful, disruptive or destructive files or post material that interferes with any third party’s uninterrupted use and enjoyment of the Site.
5. impersonate any person or entity, or otherwise disguise the origin of any content transmitted through the Site or to us, including forging any TCP/IP packet header or any part of the header information in any transmission to the Site for any reason;
6. transmit or otherwise make available through the Site any personal advertising, junk mail, spam, chain letters, pyramid schemes or offer for sale of any products or services, except in areas specifically designated for such purposes; or
7. violate any applicable local, state, federal or international law, rule or regulation.
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